Your Pension Plan

Understand your pension. Build your future smartly.


Do you know how much pension you will receive? For most people, the answer is no. And yet, pension is one of the biggest financial decisions of your life, and one you can do something about now.

This course gives you complete insight into your pension in plain language. And it shows you what steps you can take to gain more certainty and overview – for now and for the future.


Do you recognize this?

  • You want to stop working earlier, but have no concrete plan.
  • You are a self-employed entrepreneur / freelancer and do not know if you are building up enough pension.
  • You have worked for multiple employers and lack an overview.
  • Pension rules – you don't know where to start.
  • You know you 'have to do' something with your retirement, but don't know where to start.


If you recognize yourself in one or more of these situations, then this course is made for you.


What is the course 'Your Pension Plan'?

A complete pension course in the form of an ebook – specifically for the Netherlands. No videos, no complicated theory – just concrete steps you can apply immediately, at your own pace and whenever it suits you. From the basic rules to the smartest tax strategies: everything is included, explained in an understandable way.

It has been specifically developed for the Dutch market, if you live and work in the Netherlands.


Who is this course 'Your Pension Plan' for?

  • Want to stop working earlier – want to know if that is feasible and how to handle it financially.
  • Employee - understanding what you have and how to replenish it.
  • Freelancer or self-employed – build up a smart and tax-efficient pension yourself.
  • Part-time worker or career break – knowing if you have a pension gap and how to address it.
  • If you have a partner, ensure that you are both well protected.
  • Young (20–40 years) – start early so that time works for you.
  • Mid-career (40–55 years) – knowing where you stand and what you can still do.
  • Retirement date approaching (55 years) - arrange everything properly: benefits, taxes, partner pension, and more.


What do you learn in the course?

13 compact chapters:

  • How the Dutch pension system works – the three pillars explained.
  • State pension: amount, state pension age and what to do in case of a state pension gap.
  • Employee pension: State pension deductible, changing jobs, registering partner.
  • The new pension system (WTP): transferring and what changes for you?
  • Building your own pension: bank annuity vs. annuity insurance, saving vs. investing, and your contribution plan.
  • Tax rules and utilizing tax benefits: annual allowance, Factor A, catch-up premium, Box 1 vs. Box 3.
  • Mijnpensioenoverzicht.nl: create and understand an overview step by step.
  • How much do you need after retirement? Rule of thumb, rising and falling costs, inflation, worksheet.
  • Retiring early: Bridging the state pension gap, options to stop working earlier, high/low structure, and part-time pension.
  • The annuity payout phase: when to start receiving payments, the 'lump sum' law, and how to choose the best provider?
  • Partner pension & survivors: new rules, ANW gap, orphan's pension.
  • Your retirement plan in 5 steps - personal action plan with worksheets.
  • The big checklist: 30 points divided into 9 categories.


Why this course and not figure everything out yourself?

  • Everything in one place. Pension information is scattered across dozens of sources and institutions. This course brings everything together, in the correct order.
  • Understandable for everyone. No jargon without explanation. Every difficult concept is clearly explained.
  • Practical and immediately applicable. With worksheets and a checklist of 30 points, you apply it to your situation right away.
  • No hidden agenda. Only objective information, so that you can make informed choices yourself.
  • Specifically for the Netherlands. Based on current Dutch laws and regulations, including the Pensions Future Act 2026.


Your future begins with one decision

Not tomorrow. Not when you 'have more time for it'. Every month you wait is a month without clarity, less pension accrual, and less tax benefit.

Your Pension Plan gives you more insight in a few hours than most people build up in years.

Use it digitally on your phone, tablet, or computer – or print it out as a workbook.


Available immediately after purchase | Secure payment | 80 pages and ±6.5 MB (PDF file) | In the Dutch language

Your Pension Plan: insight & building up (extra) pension. Course (PDF)

€23,00

€11,00

Includes 0% tax
Total price might change depending on your location
  • How can I order the digital product?

    Click the 'Add to cart' button next to the desired product. Then go to your shopping cart and click 'Checkout'. Follow the steps and complete your order.


    Immediately after your purchase, you will receive an email with a download button for each file. Click the button to download the file. Check your spam folder or junk mail folder if necessary.


    You can open the PDF file on any device: your phone, tablet, or computer. Open it with, for example, the free app Adobe Acrobat Reader.

    Use it digitally or just print it out, whatever you prefer.


    The file is yours, forever. Save it on your device and open it whenever you want.

    You pay once and can keep using it. No subscription, no hassle. No shipping costs and no hidden fees.

  • Why am I not paying VAT?

    All products have 0% VAT. The invoice is fully exempt from VAT pursuant to Article 25 of the VAT Act. What you see is what you pay.

  • What payment methods are available?

    You can pay via Wero - iDeal, credit card (Visa, Mastercard, American Express and Discover) or Bancontact. The payment methods and the website are completely reliable and secure.

  • Can I use a product on multiple devices?

    Yes. As soon as you have downloaded the file, you can save it and open it on all your devices: your phone, tablet, and computer. The file is for personal use.


    The download link in the email has a limited validity period. Therefore, save the file to your device immediately after downloading. This way, you will always have access to it, even without the link from the email.

  • In what language are the digital products?

    All products are in Dutch, intended for both Dutch and Belgian speakers.

    Is a product specifically aimed at the Dutch market, such as 'Jouw Pensioenplan'? Then this is clearly stated in the product description.


    In the future, a selection of the products will also be offered in English.

  • Are new products being added?

    Yes, the selection is regularly expanded with new e-books, workbooks, templates, and much more. Check the webshop regularly and don't miss anything.

  • How can I get in touch?

    Do you have a question or comment? Then go to the contact page on the website. You will receive an answer as soon as possible.

Jouw Pensioenplan: inzicht & (extra) pensioen opbouwen. Cursus cover. Lifestyle Habits